Independent Annuity Distribution

Your clients
deserve a plan.
We build yours.

Beacon partners with independent agents to deliver the annuity contracts, carrier access, and back-office support you need to grow a practice worth keeping.

40+
Carrier Relationships
15 min
Avg. Response Time
Advanced Case Design
Custom annuity strategies built around your client's specific retirement goals, tax situation, and income needs.
AI Consultation
Leverage AI-powered insights for product positioning, client profiling, and competitive analysis in real time.
Effective Lead Generation
AI-identified, exclusive leads delivered to your territory — pre-qualified, retirement-ready, and never shared.
Qualified Appointment Setting
Pre-screened virtual appointments with asset-qualified prospects — delivered to your calendar at no cost.
Agent Website Design
Professional, compliance-ready websites with lead capture, appointment booking, and local SEO built in.
Content & Marketing
Social media, email campaigns, client presentations, and educational materials — all compliance-reviewed.
Beacon
Your Growth Engine
Avg. Agent Production
$2.6M
Annual premium placed
Active Carriers
40+
FIA · MYGA · SPIA

We exist to make great agents
great businesses.

Most FMOs hand you a contract and disappear. We're built differently — dedicated case managers, a real quoting desk, and carrier relationships that open doors others can't.

01
Direct Carrier Access
We hold Tier 1 relationships with 40+ carriers — better comp schedules, faster contracting, and escalation access when a case needs it.
02
A Real Back Office
Dedicated case managers, a live quoting desk, and suitability review — all included. You sell. We handle the paperwork that kills momentum.
03
No Captive Strings
Contract across as many or as few carriers as you need. Your book of business is yours — always. No proprietary products, no strings attached.
04
Marketing That Drives Production
From AI-powered lead generation to pre-set client appointments — our marketing arm actively puts you in front of ready-to-buy prospects.
40+
Carrier contracts available at contracting
100%
Independent — no proprietary products pushed
15 min
Average response time from our support team

From contract to close
in three steps.

We've eliminated every step that slows agents down. Contracting is free, onboarding is fast, and support starts the day you sign.

01
Get Contracted
Submit your information in under 10 minutes. Our contracting team reviews every request and activates your carrier appointments typically within one business day — no fees, no delays.
02
Access Our Platform
Log in to live carrier rates, the annuity quoting desk, income illustrators, and your dedicated case manager. Every tool you need to quote, compare, and close — in one place.
03
Grow Your Practice
With case support handling the back office, tap into our marketing services — AI leads, pre-set appointments, and compliance-ready materials — to scale production without scaling overhead.
Agent Resources

Everything you need to
close with confidence.

Tools, training, and support built the way agents actually work — fast, specific, and focused on the case in front of you.

Agents who made the
switch — and stayed.

"I'd been with a captive carrier for six years. Beacon gave me access to 30 carriers in one week. My first year here I doubled my annuity production because I finally had the right product for every client."

"The case manager they assigned me knew FIA mechanics better than anyone I'd worked with at the carrier level. That expertise is rare. Every new case I run goes through Beacon first now."

"I'd tried marketing programs at two other FMOs — paid for leads that went nowhere and mailers that never converted. When I moved to Beacon, I was skeptical it would be any different. But their lead gen actually delivered qualified prospects, and the preset appointments changed everything. For the first time, marketing wasn't a cost — it was the engine that built my business."

Ready to work with an FMO
that actually shows up?

Contracting takes less than 10 minutes. Our team reviews every submission and follows up within one business day — usually the same afternoon.

Email
info@beaconfmo.com
Phone
(770) 527-6144
Headquarters
Atlanta, GA · Licensed Nationally
Start Your Contracting Request